Ever hear: WAY TOO MUCH!!
How often do hear ‘payments too high’? Zig Ziglar would say “reduce it to the ridiculous.” Use this work-plan to demonstrate the payment is not much more than what they have now. For less than a coffee and doughnut per day they could have the vehicle of their dream. I am sure you’ll agree a new(er) vehicle is better value. https://youtu.be/ckPKSw2HtJo